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Garcia & Gonzales,
Foreclosure Attorneys - Denver, Colorado
Helping Homeowners Facing Foreclosure Since 1977
Are you afraid of losing your home in the current mortgage foreclosure crisis ? Are you being harassed or sued by creditors? Are they threatening to garnish your wages or issue a bank restraint against your checking or savings account? The experienced Colorado real estate and bankruptcy lawyers of Garcia & Gonzales offer help and hope.
Contact us today to learn how we can stop the harassment and halt the lawsuits.
Keep Your Home, Your Loan and Your Equity!
It is vitally important that you take action before the foreclosure sale. Under federal law, you have options to stop the foreclosure action currently pending against your home. With our help, you may be able to:
- Keep your home or property, your equity and your present loan
- Catch up on past-due mortgage payments over the next 36 months (or longer) without incurring additional interest or penalties
- Keep your car at a reduced payment level in most cases
- Stop wage garnishments, bank restraints, lawsuits and creditor harassment
We can also help you resolve issues related to back taxes and other debts eligible for restructuring in a Chapter 13 Bankruptcy or avoid bankruptcy and foreclosure altogether by negotiating a real estate workout with your lenders directly.
What If I Intend to Surrender My Home?
Even if you are planning to give up your house, you may still be liable to the mortgage company. At the foreclosure sale, your creditors can bid in less than you owe, leaving you with a deficiency (the difference between the sale value and the amount in default). If you have a second or third mortgage, the lending company can still sue you for what you owe.
Since 1977, the accomplished real estate and bankruptcy attorneys at Garcia & Gonzales have helped thousands of clients in similar situations. We can show you how to protect yourself from lawsuits, garnishments and creditor harassment through Chapter 7 Bankruptcy. We can also help you explore other options that may allow you avoid bankruptcy and foreclosure.
Call a Foreclosure Lawyer at Garcia & Gonzales for Help
Timing is critical. Act now. Contact our Denver office today for answers.
